Video Equipment Insurance « Videomaker Community Forums

alltechneeds_dot_com
Member

Looking for insurance provider to provide equipment insurance, any info, is helpful?

Posted 4 years ago #
Fitzhufilms
Member

Im a full time insurance agent as well as a videographer. Like many questions asked on this forum, the answer to your questions depends greatly on many factors. But, to comment briefly, what you need is an "inland marine" policy that protects your equipment anywhere anytime and for "almost" anything. This does not need to be provided by an association or anyone specializing in "wedding videography" insurance (sorry for all the quotation marks). The cost varies on the exposure, type and value of equipment. And of course there is liability insurance, E&O, and much more but, you didnt ask about those. If you would like to discuss this further let me know and I can email you.

Posted 4 years ago #
alltechneeds_dot_com
Member

Actually the insurance is for my
Sony HVR-V1U + Accessories

Also do u need insurance if you get permission to film somewhere?

Posted 4 years ago #
Fitzhufilms
Member

Good question, and another one that depends on your definition of "need.". Always have permision to shoot at any location. The owner of the location may require you to have insurance to shoot there and they may not. But, even if they don't require you have insurance it doesn't mean you shouldn't have it or that you wouldn't be responsible if something happened on someone elsed property. Thats more of a legal question, what would a judge do in that case etc. In my opinion, the best thing you can do is have signed release and consent forms from everyone involved and that will go a long ways in protectiing you. (but, by no means does it release you from full liability). If you're shooting small productions get the owners permision in writing and you should be fine. Hope that help to answer your question.

Posted 4 years ago #