Hi Desiree -
I'm sorry if I came of flip or haughty, that was not my intention (I re-read my post to you and thought it could be misunderstood).
For a beginner with aspirations of growing, I would suggest you look at the following features:
1) Go HD - You have options in the HDV and AVCHD area to keep prices real. HDV requires a real time capture before editing using IEEE 1394 (Firewire/iLink) connection; makes sacrifices when it comes to sound; and uses an anamorphic pixel ratio (something like CinemaScope). AVCHD used to be thought of as consumer only but has moved into the prosumer world; needs a workhorse machine to edit natively - there are programs which transcode the MTS format into others that are easier to edit; can be copied via USB direct from the camera to your PC; has better audio; uses 1:1 pixel ratio.
2) Get a camera that has a manual focus available - If not on the lens itself, than at least in an easy to use jog-wheel (my Sony SR11 has this for example).
3) Get one with a microphone jack - Even if it's only a 1/8" mini jack, there are options (like BeachTek) for using better, external mics later.
4) Make sure it has a headphone jack, so you can monitor how it sounds while recording.
5) If you can afford it, go with three chips (CCD or CMOS) - There are sub $1000 cameras that have these, but at the cost of other features you may want.
6) A nice feature is LanC (or something similar) - This allows you to control the camera (start/stop, zoom) from a remote control like device (wired) so you can work it from the arm of a tripod or when the camera is out of your physical reach (like on a tripod).
7) Invest in a good tripod with a fluid head and quick-connect plate.
8) Get extra batteries - even if they're generic (which I don't usually recommend) - and always have them fully charged.
These are a start - As I said in my prior message - make the lists of features and see what you can get under your budget that has them - It's how I always buy all things from cameras to TV's to washing machines!